Cheap Books: Win a Kindle!

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Posted on : 18-03-2010 | By : cara | In : Save Money: Tips & Tricks, Your Turn

Everything feels expensive during a recession.

We believe that reading is important. Kindle books are, on average, 40 to 60 percent cheaper than physical books. The Kindle can hold all kinds of reading material, including text books, magazines and newspapers.

That’s why we are featuring Young Money’s “Win a Kindle” contest. It’s easy, just sign up and you will be automatically entered to win a sleek, new Kindle e-reader.

It’s believed that reading enhances intelligence, reduces stress and helps prioritize goals. Now, with a Kindle, you can always carry around these benefits and more. The Amazon Kindle — a sleek, innovative, dedicated e-reader — can hold over 1,500 books, as well as personalized subscriptions to your favorite magazines and newspapers.

Having a virtual library at your fingertips can help you stay informed and ready for the next professional challenge, financial decision, or even just keep you up-to-date on the latest news.

Giveaway brought to you by Full Sail University’s Internet Marketing Masters Degree, an innovation in graduate study of advanced 21st century marketing concepts.

Kindle Details: 

  • Holds over 1500 books
  • Get books in as little as 60 seconds
  • Save money on books, including textbooks
  • Holds personalized subscriptions to magazines and newspapers
  • Sleek, ergonomic design
  • Paper-like screen: Read in sunlight with no glare

ENTER THE KINDLE CONTEST

Twitter Tweets about Saving Money as of March 15, 2010

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Posted on : 15-03-2010 | By : Ben Levy | In : Save Money: Tips & Tricks
lollipopg21: saving money is so well worth it just finally bagged myself peter andre tickets x yehhhh x
2010-03-15 17:09:38 · Reply · View
djsinbox: SAVE MONEY USING ‘GREEN’ DESIGN PRINCIPLES: Saving money and helping the environment used to be two aims that were… http://bit.ly/dCAnpf
2010-03-15 07:33:38 · Reply · View
Royalpetsitting: Royal PS Says: Pink Ribbon Pet Sitting News / Blog: Saving Money on Vet Care: Obviously your pet’s don’t go to a b… http://bit.ly/9bBUAB
2010-03-15 07:22:41 · Reply · View
Tohmie: ok srsly now, super saving money. I HAVE to go to the next show, even if it’s in Antartica
2010-03-14 23:06:31 · Reply · View
DigitalDotShop: "15 Top Advice For Saving Money" Is Just What You Need! FIND those areas that can really save you significant money… http://bit.ly/bGzVu8
2010-03-14 23:05:02 · Reply · View
BigSkyDem: RT @Tikkun44 @AlanGrayson : “No one in America cares about 60 votes. They care about saving lives, saving money.” #p2
2010-03-14 22:21:23 · Reply · View
soO_Klassy09: #truthaboutme im good at saving money =)
2010-03-14 20:45:56 · Reply · View
chalcedonia: Best giveaway ever! Win $25 Kroger Gift Card from @MamaDweeb – saving money on groceries is the best! http://bit.ly/crqOiS
2010-03-14 01:43:00 · Reply · View
djsinbox: Home Owner’s Insurance – Tips on Saving Money: Home Owner’s Insurance – Tips on Saving Money. … Home Owner’s Ins… http://bit.ly/cINMZR
2010-03-13 21:20:35 · Reply · View

Twitter Tweets about Saving Money as of March 12, 2010

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Posted on : 12-03-2010 | By : Ben Levy | In : Save Money: Tips & Tricks
SlingPing: Go Mobile, Go Green or Go Home
No more Paper Coupons to Print…
Interested in Saving Money..

SlingPing.com

2010-03-12 12:51:07 · Reply · View
mymomentofzen: Dear @soe, please don’t release Legends of Norrath on Facebook. I need to be SAVING money. Thanks!
2010-03-11 22:24:18 · Reply · View
MsSexxy1231: @nikkideevah and it has to be something out of the ordinary…not losing weight or saving money.
2010-03-11 22:17:36 · Reply · View
Rebecca_Sugrue: Saving Money with Ubuntu | tuxmachines.org: Saving Money with Ubuntu · Ubuntu 10.04 Gets New Logout Dialogues · C… http://bit.ly/9UXnzz
2010-03-11 20:44:31 · Reply · View
Casey4VT: Once again Aldi has proven to be amazing. I love saving money!
2010-03-11 18:00:59 · Reply · View
BasketCase2: doesn’t everyone need help saving #money on #prescription medications http://rt.nu/p9_j8x #free Rx Savings Card #pets included
2010-03-11 17:08:30 · Reply · View
glynmoody: saving money in healthcare with OpenVistA – http://bit.ly/bSVlN6 ROI calculator for something I don’t understand #healthcare
2010-03-11 15:57:04 · Reply · View
SnapInvesting: Secrets To Saving Money On Your Bills: Author : Aydan CorkernDid you know that if you lower the amount of electri… http://bit.ly/9gsnlL
2010-03-11 15:04:45 · Reply · View
werdnaeel: "Saving money is not about spending less, its about not spending at all." http://tumblr.com/xbe7aqdkn
2010-03-11 15:02:10 · Reply · View
olaoludotorg: Saving Money With Sash Window Restoration And The Environmental Benefits http://bit.ly/cGm1eT
2010-03-11 15:02:00 · Reply · View

Impulse Buying Can Lead to Wrong Turns

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Posted on : 18-02-2010 | By : Ben Levy | In : Save Money: Tips & Tricks, Shopping: Coupons & Deals

If you consistently read this blog you may know that I am an iPhone owner. Today AT&T, the iPhone service provider, emailed me an offer for the AT&T Navigator, a GPS application for my iPhone.

According to the email, the AT&T Navigator has typical GPS benefits, including voice-guided directions and listings of local areas of interest.  But, at $9.99 per month, it’s very expensive compared to other options. In about a year, you’d have spent as much as a standard stand alone GPS device. However, it is convenient; having GPS navigation on your iPhone may make that the only device you need. Personally, I feel bad for anyone who bought a stand alone GPS now that there are all of these other systems on the iPhone. Not to mention the companies whose major line of business is the manufacturing and selling of stand alone GPS devices. GPS apps on the iPhone could encroach on their market share.

I decided to do some research; before I switched to the iPhone Verizon tried to sell me a similar GPS system with another expensive month-to-month plan, I didn’t fall for that one either.  It turns out that Tom Tom also sells an iPhone app. It doesn’t work with the original iPhone and costs $59.99 with no monthly fee. If I use the Tom Tom app for one year, I will save approximately half the price of the AT&T Navigator. After more searching, I found the MotionX GPS app. It’s only $2.99 per month. I could use this app for almost three years before reaching the amount I would spend using the AT&T Navigator for only one year. In addition, the MotionX GPS app has received fantastic reviews in the Wall Street Journal, New York Times, Business Week, and Gizmodo. And, after using it a few times, I’ve found that it’s great.

In difficult economic times, you should always research a product before buying it. Just because you recognize a brand or a company doesn’t mean the deal they are offering is a good one.  A word to the wise: It pays not to impulse buy.

10 Ways to Cut Travel costs from the NYT

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Posted on : 11-01-2010 | By : Ben Levy | In : Save Money: Tips & Tricks

This winter has been unseasonably cold. A sure sign that you may need a vacation is when you start finding yourself happy that the temperature might actually reach 30 degrees. However, with the ongoing economic nightmare, keeping costs down becomes just as important as keeping warm. Here is a great article from the New York Times about how cut travel costs.

The New York Time’s list includes:

1.  Sign up to get tweets about deals from airlines.
2. Fly on the cheaper dates.
3. Consider other airports nearby.
4. Avoid popular times to vacation (no Christmas flying).
5. Track the price after flying to look for refunds on lowered fairs.
6. Hop on a bus!
7. Gamble on sites that let you name your price. e.g. Priceline
8. Stay in a weekly rental instead of a hotel.
9. Exchange homes with someone in your desired vacation spot.
10. As always, compare prices.

The Best Time to Buy a House? Right NOW.

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Posted on : 11-12-2009 | By : cara | In : Save Money: Tips & Tricks, Your House & Your Car

With historically low interest rates you’d be stupid not to buy a house right now. Interest rates are so low that, according to a new Business Week article, “this may be a once-in-a-lifetime opportunity.”

Read More

8 Ways to Save Money, And Go Green

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Posted on : 10-11-2009 | By : cara | In : In The News, Save Money: Tips & Tricks

Lightbulb_tree_300

By Supriya Doshi RedEye (MCT)

I’m always talking about how going green can save you money. And it’s true. If you’re trying to cut back on expenses, the easiest ways to do so probably also are eco-friendly.

Here now, 8 ways to save a little money, and making friends with the environment at the same time …

1. The most obvious of money-savers: Turn off the lights and other appliances using electricity — and even unplug them, if possible — whenever you’re not using them. Air-dry your clothes instead of putting them in the dryer. You could even forgo buying a dryer and save yourself a few hundred dollars. You’ll be a lot happier opening your electricity bill at end of the month.

2. Buy in bulk. I’m not talking Costco or Sam’s Club bulk, people. I’m talking about things like rice, dried fruits, nuts and other grains, and even cereals from the bulk bins at the grocery store. Not only are you saving cash — cuz that pretty box does add to the price — you’re also cutting down on packaging.

3. Stop with the bottled water already. Investing in a reusable bottle — or three — is a great way to save. The cost of those cases of plastic water bottles adds up quickly. Reusable water bottles are much cuter too.

4. Grow your own food — at least as much as you can. If you have a small porch or yard, you too can grow herbs and veggies in pots. My roomie and I just ate our first beautiful tomato of the season, and there are more jalapenos growing that I can count! Herbs are plentiful too. And all of this in pots. The startup costs are there, for sure — seeds, potting soil and pots — but definitely worth it in the long run! The pots you can use forever — or repurpose things around the house into pots to save a few extra bucks!

5. What you can’t grow: Buy locally and in season. I know it sounds crazy and unlikely, but I swear it isn’t: Buying produce from your farmers market can be cheaper than buying it in the grocery store. And it tastes better. When it’s in season, prices tend to go down. I’m not saying everything is cheaper, but there are certainly a lot of deals to be found.

6. Make your own cleaners. Baking soda, vinegar, water and lemon are among the few things you need to clean your house without ever coughing up money for cleaners — green or otherwise — at the store.

7. Ride your bike, walk or take public transportation. The cost of having a car adds up — maintenance, gas, insurance. So funnel that money into your savings instead.

8. And last, but not least, buy used! Craigslist, Freecycle, PixieList, among others, are great sources for often gently used furniture, appliances, bikes, cars … pretty much anything. It’s win-win-win: The original owner makes a few bucks, you save money over a new product and the Earth is saved from one more landfill item and the resources to create another one.

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Read more about Supriya Doshi’s adventures in eco-friendly living at http://www.chicagonow.com/blogs/practically-green/.

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(c) 2009, Chicago Tribune. Visit the Chicago Tribune on the Internet at http://www.chicagotribune.com Distributed by McClatchy-Tribune Information Services.

Top 5 Ways to Save Money Every Week

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Posted on : 18-02-2009 | By : cara | In : Save Money: Tips & Tricks, Top Ten Lists

Whether you’re trying to save up for a nest egg or looking for better ways to stretch your dollars, these money-saving tips will help you to spend less money in your day-to-day life.

Coupons
Coupons are still one of the best ways to save money and people throw them out every week.  Visit stores and look for their circulars in order to see what they are featuring for the week.  Look online as well for coupons for your favorite products.  It’s as simple as a Google search and can save you lots of money in the process.

Cook at Home
Rather than going out to eat all of the time, learn how to make some of your favorite dishes at home at see how much you end up saving.  Purchase enough ingredients so that you will have some leftovers and your time and effort will be quickly rewarded.  Even value menu items at fast food restaurants can add up quickly and are typically not as healthy as things you can prepare at home.

Visit the Library
Looking for something new to read?  Don’t spend twenty-five to thirty dollars on a book that you may only read once.  Go to your local branch of the public library or your university’s library.  Either will surely have some titles that will interest you and won’t eat into your budget either.  If you end up liking a particular book, you can always go to a used book store to purchase your own copy.

Strength in Numbers
Get a group of friends together and pitch in if your money is really tight.  You can do this when grocery shopping or even when you need to rent the latest DVD release.  Working together to pool your resources will help all of you to save money and be able to enjoy each other’s company as well.

Maintain Your Discipline
It can be difficult to operate within a budget, but learning to do this now is a skill that will help you throughout your life.  Work with what you have and try not to exceed your resources.  There will always be things to spend money on, but maintaining a disciplined attitude when it comes to finances is definitely worth learning early on.

This post was contributed by Holly McCarthy, who writes on the subject of cheapest MBA online. She invites your feedback at hollymccarthy12 at gmail dot com

Top Ten Creative Cheap Dates

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Posted on : 11-02-2009 | By : cara | In : Save Money: Tips & Tricks, Top Ten Lists

Looking for something different to do this Valentine’s Day? Here’s a list of some creative, romantic, and cheap romantic things you can do:

Cheap Dates at Home

1. Rent a romantic DVD.

2. Make a romantic dinner.

3. Play a game: board games, charades

Cheap Dates Outside

4. Fly a kite.

5. Go for a walk (preferably somewhere pretty like botanical gardens). If you’re a little more adventurous try hiking or rock climbing.

6. Concert in the park.

7. Picnic

Other Cheap Date Ideas

8. See a local band. Go to community or local theater.

9. Go bowling

10. Walk through an art museum.

Need more Valentine’s help? Read “Saving Money on Valentine’s Day? Ten Things NOT to Do”

Yes, You Can Save Money and Stay in Vogue

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Posted on : 11-02-2009 | By : cara | In : Save Money: Tips & Tricks

By Jean Patteson
The Orlando Sentinel
(MCT)

ORLANDO, Fla.—Spring fashions are sprouting in boutiques all around town. It’s mighty tempting to pluck a few early-blooming styles to add a dash of fresh color to tired winter wardrobes.

But wait. In these strained economic times, is it really prudent to splurge on more clothes, shoes and accessories when your closet (if it’s anything like mine) is already stuffed to capacity? Especially when plenty of those items, long relegated to the back of the closet, need just a stitch, button or clasp to make them good as new?

There is no better time than now, when budgets are tight, to do what you’ve been meaning to do for ages: Hem those too-long pants, re-heel those scuffed-heel shoes, restring that broken necklace, recolor that blah belt, reattach that dangling purse handle.

You don’t even have to do it yourself. There are plenty of tailors, seamstresses, cobblers, jewelers and others handy with a needle, leather punch or dye sponge who are able to do it for you. You can find them listed in the Yellow Pages and on the Web. But the best recommendations come from satisfied customers, so be sure to ask friends, neighbors, co-workers and sales associates for referrals. Many dry cleaners also offer alterations and shoe-repair services, most done off-premises.

And you might want to do it soon. The service-providers contacted for this article all report an uptick in business during the past several months, which may begin to translate into longer turnaround times.
“Many more customers are coming in since September, October. All want to save money,” says Bertha Restrepo of Zuelas Shoe Repair and Clothing Alteration in Orlando, Fla.

Restoration and repairs do cost money, of course—but nowhere near as much as those tempting spring fashions.

CLOTHING
All it takes to make some garments wearable again is for a ripped hem to be restitched or a loose button sewn back on.

“The kind of thing, years ago, your mom would do for you,” says David Sadler of Sadler’s Custom Suits & Shirtmakers and Blue Jay Alterations in Orlando and Winter Park, Fla.

But now, because Mom has better things to do, and you lack the skill, time or motivation, those minor repairs can be done by any seamstress. However, it may take the skills of a tailor to handle major alterations such as shortening shirt sleeves, narrowing jacket shoulders, reshaping collars, remaking skirts and taking in trousers at the waist.

Actually, letting trousers out at the waist is a more common alteration, says Sadler. “Though the customer usually tells us the trousers shrunk at the cleaners.”

There is a limit to what even a skilled tailor can do to re-size a garment if someone has lost more than 20 pounds or gained more than 10 pounds, he says. And a jacket can only be shortened by about an inch before the pockets sit too low.

Also, unless a suit or jacket was really expensive initially and still is in excellent condition, “it probably is more economical to buy a new suit off the rack than take the old one down three sizes,” says Sadler.
Here are approximate costs of seamstress/tailoring services:

Suits: downsize, $130; take in front, $35; shorten sleeves, $35.
Trousers: adjust hem and cuffs, $14; adjust waist, seat, top of legs and length, $55; adjust waist, $14.
Skirts: Adjust waist and length, $35-$40; shorten hem, $14.
Buttons: sew on, $5 minimum.
Reweaving: $65 per square inch.

SHOES, BOOTS

Replacing the soles and heel caps on footwear are the most common repairs, says Bertha Restrepo of Zuelas Shoe Repair and Clothing Alteration in Orlando. Other services include replacing or re-covering broken or scuffed heels, gluing or stitching loose parts back together, and dyeing shoes.

Most shoe-repair shops also rehabilitate purses and belts.

Here are approximate minimum costs of shoe repairs. Cost is per-pair unless otherwise noted. Because of their larger size, boot repairs run at least 25 percent higher than the shoe prices noted here:

For men: replace heel, $16; heel and half-sole, $40; full sole, $45; dye, $20; insoles, $12; glue sole, $6 per shoe.

For women: replace heel caps, $7.50; heel caps and half sole, $26; heel repair, $10 per shoe; glue sole, $4 per shoe; stitching, $5; dye, $16; insole, $10.

Purses, belts, briefcases
All manner of things can go wrong with purses and briefcases over time, especially if they are routinely overloaded, says Nelly Zalt, owner of New Dimensions Fur & Leather in Sanford, Fla.

Handles and straps become detached, zippers jam, snaps and buckles fall off, or the leather, suede or vinyl rips, becomes scuffed or discolored. But that’s no reason to ditch a favorite item.

The various parts can be repaired, replaced and reattached, says Zalt. And the materials can be cleaned, reconditioned or dyed.

The cost varies, depending on the complexity of the repair and the price of any replacement parts. But expect to pay a minimum of $20 for a basic repair such as reattaching a strap or replacing a zipper.

JEWELRY
“People have no idea: They think if a chain breaks, it can’t be repaired. If a ring doesn’t fit, it can’t be re-sized. All jewelry can be repaired, re-sized or restyled,” says Pam Abramson, owner of the P. J. Abramson jewelry store in Winter Park, Fla.

Some customers have their rings re-sized twice a year, she says. “We take them down a size in winter when it’s cool, then up again in the spring when the humidity and temperatures go up.”

When changing the size, the shank of the ring is cut, a small section is removed or inserted, and the shank is soldered closed. Extremely hard stones such as diamonds can withstand the heat of the soldering, but delicate pearls must be removed during the process, she says.

Restringing pearls is another common service. Some customers even have favorite necklaces restrung in different lengths to suit different outfits, she says.

Broken clasps can usually be repaired, unless the spring is broken. In that case, a replacement is required. Clasps are fairly costly because they are complicated to make, says Abramson. A simple clasp for fine jewelry may cost $20, but a clasp in 18-karat gold for a heavy bracelet may run $200 or more.

The refurbishing of antique jewelry is an increasingly popular service, she says. “A lot of baby boomers are inheriting pieces from their mothers. They may want a piece repaired or strengthened, or they may want it restyled and the stones reset.”

The cost is tied to intricacy of the redesign and the time needed to complete the work.

For costume jewelry and inexpensive pieces, repairs and redesign services are available at bead stores, which also stock inexpensive clasps and other supplies.

“We will do the work for you, or you can take a class and learn techniques such as pearl-knotting and wire-working yourself,” says Sonia Dameron, owner of the Bead Bar in Orlando and The Villages in Sumter County, Fla.

A two-hour knotting class costs $35, including faux pearls. A three-hour wire-wrapping class runs three hours and costs $40; materials are extra.

“There is some fear of getting started. Some people anticipate it being more difficult than (it) actually is,” says Dameron. “But I don’t think anyone ever said they were miserable beading. Most enjoy it _ and some get addicted.”

Here are approximate costs of common jewelry-repair services:

Re-size ring: $25-$40.
Restring pearls: $1.50 per inch with knots, far less without knots, but the pearls may be lost if an unknotted strand breaks.
Repair clasp: $15.
Replace clasp: $20-$200.
Redesign: Get estimate after details of work are discussed.
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© 2009, The Orlando Sentinel (Fla.).
Visit the Sentinel on the World Wide Web at http://www.orlandosentinel.com/.
Distributed by McClatchy-Tribune Information Services.
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ARCHIVE ILLUSTRATION on MCT Direct (from MCT Illustration Bank, 202-383-6064): chic+frock+fash (illustration 20070724 13 Pirates)

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